How to Buy Airtime Directly From Your Bank Account In Nigeria (New)

Loading your phone from your bank account has now been made easy thanks to the fact that all Nigerian banks have embraced the use of short codes in recharging arirtime to make it more accessible to their many customers.

Most Nigerians are not aware of the ease in topping or recharging your line directly from their bank accounts through their mobile phones. This innovation has been made possible through partnership between banks and all telecommunication networks.

As long as you have an account (savings or current) in any of the Nigerian banks, you become qualified to buy credit on your phone for yourself or your friends.

Although there are different methods to enjoy this service, the use of short USSD codes still remains the best option till date, due to the ease in remembering these short codes. The other methods include; using your bank’s app or using Quickteller via your ATM card.

How to Buy Airtime Directly From Your Bank Account In Nigeria

Below are the ways of buying airtime or recharge card from various banks in Nigeria

To buy credit from Guarantee Trust Bank (GTB), dial *737*amount# on your mobile phone and SEND. E.g. *737*500#. To recharge airtime for a family or friend, simply dial *737*amount*friends number#. E.g. *737*1000*08023456789#. The maximum card you can recharge is N5,000 per day.

If you have a First bank account and want to buy airtime, just dial *894*amount# on your mobile phone and SEND. E.g *8945*00#. For First Bank you can only top-up your mobile line and the maximum you can recharge is N3,000 per day.

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For Access bank, dial 901Amount# on your phone and SEND. E.g *901*500#. You can only recharge airtime maximum of N5,000 per day.

To buy airtime or credit from Stanbic IBTC bank, just dial *909*amount#. E.g *909*500#

The USSD code to recharge from your Diamond bank account is Just dial *302*amount# from your mobile phone you registered with the bank and send. E.g *302*500#.

Buying airtime for those with a Fidelity Bank account, just dial *770*amount#. E.g *770*500#. Maximum recharge per day is N5,000

To top-up your line with airtime from your Zenith bank account, just dial *302*amount# from your mobile phone and SEND. E.g *302*500#. The limit you can recharge a per day is N5,000.

For Skye bank recharge USSD code, you dial *389*076*1*amount# on your mobile device and SEND. E.g *389*076*1*1000#

To buy airtime from Ecobank,dial *326*amount# on your phone and Send. E.g: *326*2000#

For FCMB, Just dial *389*214*amount# on your mobile phone and Send.  E.g *389*214*100#

For those using Union Bank, the recharge airtime code to buy credit from Union Bank is *389*032*amount#. E.g *389*032*700#

KeyStone Bank Recharge USSD code is *322*082*amount# E.g *322*082*750#. For now, this service is only available for MTN, Airtel & Etisalat subscribers that have an account with this Nigerian bank.

Those using Glo in Keystone bank can dial *805*082*amount#

Note: Your mobile number you will use in recharging airtimemust be the number you used in opening and registering your account from the bank.

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The Author


I am simply known as Ikenwa Chizoba. A Nigerian seasoned blogger and the Assistant admin of Nigerian Infopedia. I write for one of the most outstanding Newspapers in Nigeria. A very simple person who loves writing, reading and research. "Talents comes from God alone"


Add a Comment
  1. Would realy love to be part of u guys

  2. Jessi Jay

    This info has been of great help to people.

    Jessi Jay

  3. Asanwa

    Very helpful


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